How is Chumba Banking Different

Different from real-money casinos, Chumba allows players to experience no-purchase gaming with a generous welcome bonus and affordable Gold Coin packages. Learn more about how banking works at Chumba, including how to get the Chumba prepaid card, below.

I covered the full spectrum of banking methods, including redemption processes, so you know exactly how to use the online gaming site to your advantage.

CTA Mobile Coins

Sign up Bonus

2,000,000 FREE GC + 2 FREE SC

Payment Process: How to Add Real Money to Your Chumba Casino Account

Real-money Chumba purchases allow players to add more Gold Coins and free Sweeps Coins to the overall coin total via several secure banking methods. The Coin Store includes several options, with a few discounted packages offering more value for your purchase. View the packages in the store to find an option that works for you. I always check for packages with free Sweeps Coins, so I have more SC to play with and redeem for real prizes.
There are several banking options available to make a purchase at Chumba. Select Trustly for online banking, debit/credit, Skrill, or use the Chumba prepaid MasterCard. The new Chumba Card is easy to obtain and use for online gaming.

Use the steps below to make your first purchase as a new member of Chumba Casino, taking advantage of special deals offered by the brand.

  1. Log in to your Chumba Casino account.
  2. Click on the Get Coins section at the top right of the home page.
  3. Review the Gold Coin deals. Be sure to note the offers with free SC.
  4. New players can take advantage of the welcome deal, which features 10,000,000 GC and 30 SC. The package normally costs $30, but it is only $10 for new members.
  5. Once you have selected your package, pick a banking method.
  6. Follow the casino’s directions to complete the transaction.
  7. Once the payment is made, you will see the GC and SC in your account.

You can now play games at the site, exploring all the options with both coin types.

Redemption: Requirements and Timeframe

Redeeming prizes at Chumba Casino is relatively easy if you know how it works. Below, I will list the details on requirements and Chumba Casino withdrawal time frames for redemption so you know exactly what to do when claiming a prize. Chumba Casino offers gift vouchers and several real money redemption options. Remember, only SCs that have been played at least 1x are eligible for prizes.


The first step you must complete before redeeming a Chumba Casino real-money prize is verification. The site wants to ensure you are who you say you are. A copy of your photo ID and residential address is required. You must be 18 or older and located in eligible territories. You also must confirm that the information you are provided is correct.

Once the verification is complete, which typically takes 24-48 hours, you can complete the redemption process. For the ID portion, you must provide a copy of your driver’s license, passport, or identification card. You can use a utility bill, government documents, bank statement, pay slip, lease agreement, or insurance papers to claim your proof of address. Any documentation must be at most six months from the verification date.

You will also need to provide a selfie. Preview the image before you send it to ensure you can see your face clearly. Avoid using filters for an eligible image.

Gift Voucher Prize Redemption

If you want to clear your prize quickly, opt for the gift voucher prize. You only need ten eligible SCs to claim this prize. Select the redeem button within your account and choose the Prizeout a Giftcard option. You can then select from the gift cards available from different merchants. It takes up to 24 hours to receive your gift voucher via email based on Chumba Casino payout reviews.

Online Banking Prize Redemption

To claim a prize via online banking, you will need 100 eligible SCs or more. Select the same redeem button in your account and pick Redeem Cash Prize. You can then complete the transaction through online banking, Skrill, or the Chumba Prepaid MasterCard. The prize redemption process allows you to remove up to 5,000 eligible SCs at one time. To make a prize transaction, you must use the same payment method you used for Gold Coin purchases. The payment team will review the transaction in 1-2 days. Depending on the selected payment method, including the new Chumba card, it will then take five to ten days to receive the funds.

CTA Mobile Coins

Sign up Bonus

2,000,000 FREE GC + 2 FREE SC

Gold Coins vs. Sweeps Coins: Understanding Your Play Options

Gold and Sweeps Coins are your pathways to free gaming at Chumba Casino. Gold Coins are used for freeplay and have no monetary value. Sweeps Coins do not have a real value either, but they can be used to redeem real-money prizes.

Gold Coins are acquired via the welcome bonus, log-in deal, and additional promotions Chumba Casino offers. You can also purchase more Gold Coins and build up your account via special deals at the site.

Gold Coin Packages Include:

  • New Player Special Discount 10,000,000 GC and 30 free SC for $10
  • 200,000 GC for $0.50
  • 1,000,000 GC for $2.50 plus 5.05 free SC
  • 2,500,000 GC for $5
  • 15,000,000 GC for $25 plus 51.50 free SC
  • 35,000,000 GC for $50 plus 104 free SC
  • 120,000,000 GC for $200 plus 315 free SC

Sweeps Coins are featured via the welcome bonus and log-in deal as well. You can add free SC to your account with some GC promotions. You can also mail in a postcard to receive free SC via the sweepstakes site. Additional promotions are included to help you build up your SC balance.

Tips for Smooth Banking Transactions at Chumba Casino

As a member of Chumba Casino, you want to complete banking transactions smoothly, whether you are purchasing coins or redeeming prizes. Below are a few tips to help you complete transactions seamlessly with minimal issues.

  • Select the Right Payment Method: If you purchase Gold Coins, you must use the same banking method you used to add coins to your account for prize redemption. Keep this in mind when selecting your method.
  • Check Account Details: Always double-check your account details. Your personal information needs to be correct, and your banking information must match. Any issues can lead to a delay in payment. Check and double-check your email, address, and payment details for a smooth transaction.
  • Prep for Verification: You will need to complete the verification process before you can redeem your first prize. To save time, gather your ID and proof of address documents beforehand. Make sure your address matches what you added when creating your account.
  • Understand Transaction Times: It will take 5-10 business days to receive your funds after the 1-2 day review process. Be patient and know your payment is coming; it may take a few days.

How to Get a Chumba Prepaid Card

One unique payment option that Chumba Casino offers that others don’t is a branded Prepaid MasterCard. This new card can be used to purchase Gold Coin packages and redeem Sweepstakes prizes. The brand has teamed up with EML to offer its members the card as a personal funding choice.

Players must enroll to qualify for the card, and as soon as approval is given, you can use your card. The physical card can take 7-10 days to arrive after signup. Once you receive your card, you must go to and log in to your account. The card must be unlocked with a six-digit security code on the back.

You can also set a PIN for your card to use it at any ATM or to make a purchase. Use the card anywhere MasterCard is accepted.

Chuma Prepaid MasterCard Pros and Cons

  • Use the card for purchases at any location that accepts Mastercard Thumbs Up
  • Access ATMS for quick cash Thumbs Up
  • Funds never expire, just like a standard debit or credit card Thumbs Up
  • Use the card to purchase Gold Coins or redeem prizes at Chumba Thumbs Up
  • There may be fees associated with transactions Thumbs Down
  • You need 100 eligible SCs or more to move the funds to your prepaid card Thumbs Down

Which Chumba Casino Banking Options are Right for You

Use the table below to view the available banking methods. We list which options you can use for payments to purchase more GC and how to redeem your eligible SC. Each payment method is secure and works to complete transactions at the site quickly.

Payment Method

Trustly (Online Banking)





Payment Method

Debit/Credit Card




No (Use Online Banking, Skrill, or Prepaid MasterCard)

Payment Method






Payment Method

Chumba Casino Prepaid Mastercard





Alternative Sweepstake Casinos with Faster Payouts

If you enjoy the gaming and banking options at Chumba Casino, you will be happy to hear that similar platforms are available. Below is a list of alternative sweepstakes sites with quick payouts, new gaming options, and premium promotions. Check out your options to see what other sites you can join!

High 5 Casino

This is my top pick for sweepstakes casino alternatives. High 5 offers premium banking methods, including Skrill, Credit/Debit, and PayPal. It is one of the only sweepstakes sites to accept PayPal payments. You can redeem prizes with a gift card for 50 SC or use Skrill or Check with 100 eligible Sweeps Coins.

» Check out our full review of High 5 Casino.

McLuck Casino

McLuck is another great alternative, offering affordable Gold Coin packages and quick prize processing times. Purchase more GC and earn free SC with Credit/Debit Cards, online bank transfers, Apple Pay, and Google Pay. You can claim a gift card prize with just ten eligible SCs or wait until you have 75 or more to redeem a cash prize.

» Want more information? Read our comprehensive McLuck Casino review.

Wow Vegas

Join Wow Vegas and start purchasing WOW Coins for just $0.49! The site includes Credit/Debit, Apple Pay, online banking with Trustly, and Skrill for payment processing. When you are ready to claim a prize, you need 100 eligible SCs. You can use Skrill or an online bank account to redeem your prize.

» Head on to our detailed Wow Vegas review for more information.

More Banking Options

For a comprehensive insight into the variety of banking methods available, check out our guides:

Chumba Casino Banking FAQ

It takes the team at Chumba 1-2 days to approve a payment. The funds will then take 5-10 working days to reach your bank account or e-wallet. If you selected a gift voucher, you will receive the voucher via email within 24 hours or less.

My Chumba Card is a prepaid Mastercard that players can use to purchase Gold Coins at the online gaming site. You must apply for the card and be approved first, and a physical card will be mailed to you for additional purchase options.

Depending on which payment method you select, withdrawal times take 24 hours to 5-10 business days. Gift vouchers arrive much earlier than bank payments.

It would be best to stick with one bank account when signing up at Chumba Casino. If you wish to change your account, speak to support to ensure you understand any steps that need to be taken, such as more verification needs.

Does Chumba Casino pay real money?

Yes. Chumba Casino accepts Mastercard payments on debit or credit, and players can obtain a branded prepaid Mastercard.

Chumba does not accept PayPal but does offer Skrill, another e-wallet provider.

Yes. Chumba Casino only uses trusted payment methods that consumers use for other entertainment purchases, dining, shopping, and travel. Use the payment methods the same way you would for other purchase needs.