Best Sweepstakes Casinos That Allow Online Banking

info How We Rate
info Affiliate Disclosure
Claim Your Free 650,000 GC & 1,400 FC
  • Selling Point-1 Large selection of games
  • Selling Point-2 Fantastic bonuses
  • Selling Point-3 Play for Free
  • Selling Point-4 Great offers and promos
Benefits
Up to 10 FREE SC and 120,000 FREE GC + 250,000 GC and 10 FREE SC for $2.99!
  • Selling Point-1 24/7 Support
  • Selling Point-2 US Players Accepted
  • Selling Point-3 Outstanding VIP Program
  • Selling Point-4 550+ Games
Benefits
Get 170,000 GC + 7 FREE Sweeps Coins
  • Selling Point-1 Quick Payouts
  • Selling Point-2 Free Sports Predictions
  • Selling Point-3 Daily Tournaments & Prizes
Benefits
Mobile Version Online Banking Sweeps

Finding an Online Banking Sweepstakes Casino

There is lots of advertising for sweepstakes casinos, which makes them easy to discover online. However, it is a general rule of thumb to play at casinos by licensed operators because these are in accordance with the official rules of the industry.

The only US state that doesn’t allow sweepstakes casinos is Washington state. All other states enable residents to register an account as individuals and play games for virtual prizes that can be redeemed as real cash.

Our guide includes access to casinos with exclusive welcome bonuses for new players, as well as information on how to claim a bonus and how to redeem winnings.

Casino players can deposit and play at any casino from those on the list. In fact, you can open your account with as many sweepstakes casinos as you want. Our advice for finding your next venue is to compare their bonus offers, availability of casino games and jackpots.

When you find your casino, you can fill in the application form to create your account or you can try slot and casino games for free, where they are available without registering.

Benefits of Online Banking VS Other Purchase Methods

First-off, we need to draw a distinction between online banking and other payment methods for sweepstakes casinos. Part of the first category are banks that are able to replicate all or most of their services online.

The second category consists of payment processing platforms like PayPal and Skrill; these can facilitate online shopping and allow their customers to receive money but aren’t actual banks.

The modes of online banking, being your debit and credit cards with their associated online dashboards, provide several notable advantages over other methods. Right off the start, the biggest advantage is their availability and acceptance. Leaving 1% for a margin of error, we can say that 99% of all sweepstakes casinos accept Visa and MasterCard.

Making casino deposits through online banking also services your credit history. You can build your personal credit limit and trustworthiness by making all kinds of online purchases. On the other hand, if you are using a credit card, making payments on time is of your best interest.

Furthermore, banks offer the eligibility of rewards whereas platforms like PayPal, Skrill and others rarely do so. Participation in programs for kickbacks and points is another form of compensation for your loyalty when using your bank card online.

Yet another benefit goes to the ease of contact if you need to call with a dispute about an online expenditure or you have a general question. In summary, banks provide better customer care compared to other purchase methods.

Pros and Cons of Online Banking

  • Every transaction is recorded on your banking app Thumbs Up
  • Banking for sweeps casinos is available to residents in 49 states. Thumbs Up
  • Online banking is conducted via secure protocols Thumbs Up
  • Some casinos have restrictions on specific methods. Thumbs Down
  • Rewards card payments may not be available via all ATMs. Thumbs Down
Mobile Version Online Banking Sweeps Bonus

Best Online Banking Sweepstakes Bonuses

Online sweepstakes casinos compete to provide exciting bonuses that are lucrative for the players. Casinos like to invent new bonus packages to attract new players and sweepstakes entrants, so there is really never a shortage of value in the same regard.

But where do we start when there are so many great bonuses out there? We’ll line out the basics to enable our readers to get the best deal for the amount they wish to deposit.

First off, reputable casinos such as those on the list above, do their best to provide as many gold coins or free spins as possible. When looking to claim a new casino deal, look for how many gold coins you can get for the minimum deposit.

Certain casinos can offer upwards of 100 free spins and 100,000 GC. Other casinos may tempt your curiosity with one spin on a “Wheel of Fortune” game, which can stop on a cash prize or sweeps coins.

For those who are just discovering this kind of casinos, sweepcoins are the type of virtual currency that is redeemable as real cash and these can also be part of a welcome bonus or an offer to replenish your account.

Mobile Version Online Banking Pay

Online Banking Smartphone Payment App

Drawing funds from your personal or credit balance to add gold coins can be made by using your smartphone bank app. Transactions from your app work the same way as if you would make a purchase at the counter, except you complete them by filling out the form or by making a one-touch payment.

There are two ways to make sweepstakes casino purchases with your payment app. One is to use the official app from your bank. Bank of America, Chase, TD Bank and other major banks have apps that you can download from the app store. Chances are that your local or regional bank has its own app, so the question of availability is mostly settled.

The other way of making payments is through an e-wallet like Google Pay or Apple Pay. These services are similar and can provide the same level of security and utility, with the added benefit of having all of your accounts stored in a single app.

Users of online banking tend to rely on their mobile phones more regularly compared to their PC. Having a strong password on your app and pin or fingerprint to unlock is crucial in bolstering your security. In the event of a breach, you can request your issuing bank to stop usage of the card immediately.

How to Purchase Using Online Banking

Making purchases online using online banking is as easy as any other method. In fact, this is the most common method available.

If you are using your debit card to buy gold coins or claim a sweepstakes casino welcome bonus, you simply need to enter your first and last name, expiration date, the three or four-digit code on the back of the card and the full card number.

Casino purchases can also be made using an e-wallet which stores one or more of your debit or credit accounts. Casinos that accept this method enable players to make one-touch payments from their mobile device.

How to Redeem Using Online Banking

Having possession of your winnings as cash is part of the casino experience. Sweepstakes casinos are legal in the US because they don’t accept money as bets. Instead, players buy gold coins which can result in winning sweepcoins through bets and bonuses. Sweepcoins can be redeemed as cash via bank, Prizeout or Skrill.

Members of the online casino can withdraw their sweeps winnings into their personal banking account by selecting that option from the player’s dashboard. The button for withdrawals is usually located at the top, near the casino’s logo.

Before the casino processes the request, an employee needs to verify the transaction. If everything checks out, the request is submitted to your bank for the second leg of the processing journey.

The second method of redeeming your winnings is to request a Prizeout gift card and the third is to receive the money on your Skrill web or mobile app.

Verify your Account

Players have a responsibility to demonstrate legitimate ownership of the account. As part of the payment processing, the casino will request personal documents that prove your name and address, phone number and, in some cases, a selfie.

In case of winning a jackpot or scoring a similar big win, the casino may request the player to submit bank statements with the balance blacked out. This is considered as proof that the name on the casino account matches the name that appears on the recipient’s bank.

Players who are under 18 years of age are not permitted to create an account at sweepstakes casinos. An illegal entry will be void of any potential winnings by the casino.

Online Banking Redeem Processing Time

Debit card transfers tend to get processed faster compared to other payment methods – another advantage of using your bank/debit account. Casinos usually process withdrawal requests between 24 to 48 hours, with an additional 3-5 business days by the bank. In total, if the request is made on a business day and the player’s account has been verified, the complete process should take between two and seven days. To find out the proposed processing times for a specific casino, players can check the sitemap and locate the “Payments” page.

Logo image for American Express

American Express

4.5
  • Check Icon
    Withdrawal Time: 72 hours
  • Check Icon
    Minimum Deposit: $10
  • Check Icon
    Deposit Fee: None
  • Check Icon
    Established: 1850
Logo image for Google pay

Google Pay

4.6
  • Check Icon
    Deposit Fee: None
  • Check Icon
    Established: 2011
  • Check Icon
    Great mobile app
Logo image for Paypal

PayPal

5
  • Check Icon
    Deposit Fee: None
  • Check Icon
    Withdrawal Time: Instant
  • Check Icon
    Established: 1998
  • Check Icon
    Minimum Deposit: $10
Logo image for MasterCard

MasterCard

4.5
  • Check Icon
    24/7 Support
  • Check Icon
    Safe & secure
Logo image for Paypal

PayPal

5
  • Check Icon
    Deposit Fee: None
  • Check Icon
    Withdrawal Time: Instant
  • Check Icon
    Established: 1998
  • Check Icon
    Minimum Deposit: $10
Logo image for Visa

Visa

4.7
  • Check Icon
    24/7 Support
  • Check Icon
    Small Minimum Deposit
Logo image for Apple Pay

Apple Pay

4.9
  • Check Icon
    Deposit Fee: None
  • Check Icon
    Established: 2014
  • Check Icon
    Great mobile app
  • Check Icon
    Easy to use
Logo image for Cryptocurrency

Cryptocurrency

4.3
  • Check Icon
    Fast payouts
  • Check Icon
    Super-secure
  • Check Icon
    24/7 Support
Logo image for Diners Club International

Diners Club International

4.3
  • Check Icon
    24/7 Support
  • Check Icon
    Safe & secure
Logo image for Discover Card

Discover Card

4.3
  • Check Icon
    Withdrawal Time: 72 hours
  • Check Icon
    Minimum Deposit: €10
  • Check Icon
    Deposit Fee: None
  • Check Icon
    Established: 1985
Logo image for JCB

JCB

4.6
  • Check Icon
    Withdrawal Time: Instant
  • Check Icon
    Minimum Deposit: €10
  • Check Icon
    Deposit Fee: None
  • Check Icon
    Established: 1978
Logo image for Skrill

Skrill

4.8
  • Check Icon
    Established: 2001
  • Check Icon
    Fast payouts
  • Check Icon
    VIP

Online Banking as a Purchase Method

Sweepstakes and social casinos have a business model that enables players to purchase other content in addition to virtual currency.

Games of chance that are typical for online casinos include variants of Wheel of Fortune, various card games, prize sweepstakes, competitions, even famous board games which have been converted into virtual casino games. Just like tangible goods, digital goods are available through online stores, social media platforms and sweeps casinos.

The live chat option as online banking support is available from the mobile app, providing the user with speed and reliability as you have written evidence of your communication. The ‘contra’ argument is that live chat is a bit impersonal. And lastly, email is also useful for addressing non-urgent matters.

Mobile Version Online Banking Sweeps Fee

Online Banking Service Charges

Some credit cards may change fees at their discretion, which they justify by pointing to the small type with the asterix. This typically isn’t the case with debit cards, but account holders need to be smart shoppers and inquire about the so-called “hidden fees”.

Charges that are common are “overdraft” and yearly fees for using card benefits like points and cashbacks. The amounts that a bank may charge its user can vary, but can be found on the statement or by visiting one of the subsidiaries and inquiring within.

Laws permit banks to charge their customers in order to maintain special programs, and this is agreed upon when the customer signs off when opening their account.

Perhaps the most common fee is charged by banks that issue luxury cards with designations like Platinum, Black, Limited and so on. These cards tend to have high limits and kickbacks, which is how banks justify the annual charge.

Other common charges include late payment fee, balance transfer fee, interest and over the limit fee.

Inactivity Fee

Your bank may bill you for not using your card. The so-called “dormancy” fee is included to discourage people from opening too many bank accounts.

When a person owns too many cards, most of them remain unused, which is of no concern to the user while it costs the bank money to maintain the information on servers. While inactivity fees tend to be small for most banks (up to $20.00), they are there to “remind” the account holder that they are in possession of a card they are not using, which is promptly followed by having it canceled.

Purchase Fee

Most banks avoid purchase fees because these are highly unpopular. Why pay extra money when paying for food, clothes and similar needs, right? Well, purchase fees are exacted for every purchase but they are covered by merchants and are included in the total cost of the good or service.

Redeeming Fee

Not all sweepstakes casinos have the same rules and charges. Some may charge a redemption fee and some may not. The only way to find out is by reading the casino’s Frequently Asked Questions page or by simply submitting a withdrawal request. In our experience, it is common for a casino to charge a fee for expedited payment requests – when available.

Wagering fees are always in place for players who wish to withdraw money that has been won from a welcome bonus or a promotion. In the event, casinos that permit such withdrawals require the amount of the prize to be played over a number of times before being released for redemption.

Online Banking Support

Bank customers who need to contact their bank can call by telephone, exchange live chat messages or engage in asynchronous communication via email or chat.

The first way, by phone, is most efficient when it comes to inquiring for support but may include waiting for the next available representative during high volume hours. The downside to this is that the customer doesn’t know which hours are more suitable for receiving immediate support.

Online Banking Sweepstakes Casinos

Online banking is part of the digital revolution as it provides the user with speed and reliability in making purchases, money transfers, bill pay, and other services. In addition to this, those who use online apps for banking can view all of their transactions and accounts from their palm.

Needless to say, online casinos, including sweepstakes and socials, have promptly included online banking as a payment method from the moment they began to offer their services.

Casino players can enjoy the full scope of online casino entertainment while feeling secure in the reliability of the online banking system.

Sweepstakes casinos can provide free gold coins to players who request them. When more coins are needed to continue playing, the player needs to purchase a gold coins package from the casino.

Opening an account with a new bank may result in gaining a special bonus. Using online banking for casino purchases is treated as any regular payment method, unless the player is new at a specific casino that has a welcome bonus.

Banks award players for using online banking, electronic billing and the bank’s mobile app by removing some of the common fees.

Some sweepstakes casinos let new players try few games with free gold coins, without having to purchase a gold coin package.

Online banking is safe thanks to encryption and transaction protocols. Additionally, sweepstakes casinos run from secure servers to prevent malicious actors from entering.

Most banks have a mobile app which offers a full scope of services that are needed to conduct online banking.